About Us

Keen Insurance Associates is a local, independent insurance agency based on Maryland’s Eastern Shore, serving clients across Maryland, Delaware, Virginia, and nationwide. We focus on health insurance and employee benefits for employers, along with individual and family coverage, helping clients navigate complex insurance decisions with confidence.

With a real understanding of the evolving legislative and regulatory environment, our team supports employers with thoughtful plan design and cost-conscious solutions, backed by responsive service. As participants on the Maryland Health Benefit Exchange Advisory Committee, we are closely familiar with exchange processes and requirements, allowing us to support a smooth enrollment experience and consistent service for both employers and individuals. We also maintain a long-standing relationship with Highmark Blue Cross Blue Shield, giving us insight into plan design options and enrollment processes for subsidy-eligible individuals in Delaware.

In 2025, Keen Insurance Associates joined Farm Creek Insurance, strengthening our carrier relationships, risk management resources, and service capabilities. Farm Creek Insurance is a locally owned independent agency that has served the Delmarva Peninsula since 1983, offering a broad range of personal and commercial insurance solutions with a strong commitment to personalized service. Together, we bring expanded resources while continuing to deliver the local insight and trusted guidance our clients value.

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